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Motion Finance
Motion Finance is a UK-based motor finance brokerage offering tailored vehicle funding solutions through a panel of lenders. Known for its dealer-first approach, Motion Finance provides flexible credit options for customers across all profiles, helping independent dealerships and buyers secure competitive finance packages.
Quick Facts
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Founded: 1986
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Company type: Private limited company
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Location: Cheshire, England
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Services: Hire Purchase (HP), Personal Contract Purchase (PCP), personal loans
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Dealer tools: MyCreditNet portal, multi-lender access
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Coverage: England, Scotland, Wales, Northern Ireland
Why It’s Popular
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Multi-lender access: Improves approval odds for all credit profiles
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Dealer support: Real-time quotes, proposal tracking, and account management
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Customer flexibility: Offers HP, PCP, and unsecured loan options
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Technology-driven: Streamlined digital platforms for fast processing
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Trusted reputation: Over 35 years in the UK motor finance industry
Popular Finance Options
| Finance Type | Description |
|---|---|
| Hire Purchase (HP) | Fixed monthly payments with ownership at end |
| Personal Contract Purchase | Lower monthly payments with optional balloon payment |
| Personal Loan | Unsecured finance for vehicle purchases |
| Dealer Portal Access | Submit proposals and track applications |
| MyCreditNet | Real-time quotes and credit matching |
How to Apply
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Through dealerships: Motion Finance works directly with approved UK dealers
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Customer support: Dealers guide buyers through application and approval
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Credit profiles: All credit types considered, including subprime
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Documentation: Proof of income, ID, and vehicle details required
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Approval time: Often same-day decisions depending on lender
Styling Tips
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Pair your dealership office with Gallery Direct desks and Tommy Franks wall art
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Add Malini cushions to waiting areas for comfort and style
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Use Pacific Lifestyle lighting to enhance showroom ambience
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Frame the space with Eichholtz shelving and display units
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Coordinate with Richmond Interiors for a professional, cohesive look
Benefits at a Glance
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Streamlined motor finance for UK dealerships
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Wide lender panel for flexible approvals
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Technology-led tools for fast processing
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Trusted by independent dealers nationwide
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Supports both new and used vehicle purchases
Inspiration from Designer Brands
Motion Finance complements the professional aesthetic of Richmond Interiors, Pacific Lifestyle, and Tommy Franks. Whether styling a showroom or office, it brings clarity and efficiency to the motor finance experience.
Common Questions
Q: Can customers apply directly to Motion Finance? A: Applications are typically submitted through approved dealerships.
Q: What credit scores are accepted? A: Motion Finance works with a wide range of credit profiles, including subprime.
Q: Do they finance used cars? A: Yes. Both new and used vehicles are eligible.
Q: Is there a mobile app? A: Services are accessed via web platforms and dealer portals.
Q: Are there setup fees for dealerships? A: Contact Motion Finance directly for onboarding and fee details.
Finishing Touch
Motion Finance is more than a broker—it’s a trusted partner in the UK motor industry. With flexible finance options, dealer-first tools, and a reputation for reliability, it helps drive success for both buyers and sellers.
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